Bailhache Solicitors

New Build / Help to Buy / Shared Ownership

New build purchases involve increased paperwork relating to the development as a whole, including agreements between developers and the local authority that might make provision for affordable housing, highways and local amenities. There can be rent or service charges to a management company, even in the case of freehold properties and we will report to you with a full breakdown of what you will be buying into. We will also investigate the title on behalf of any lender that may be involved, ensuring that the lender's requirements are also met.

Many first time buyers of new builds will be using Help to Buy Equity Loans and Help to Buy ISAs. Our property experts are experienced in these transactions and will guide you through the complexities of the process. 

Similarly, many first time buyers will be buying shared ownership property, where part of the equity remains in the ownership of a housing association, rented back to the buyer. There is usually the option to ‘staircase’ in stages as you can afford to, buying further shares in the property from the housing association, until you own 100% of the property. We can assist whenever you choose to exercise that option, or on a subsequent sale.

Our property department will provide you with all of the advice that you need.

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