Bailhache Solicitors

Transfer of Equity

We advise and assist with transfers of equity. A transfer of equity is when someone is added to or removed from the title of a property.

Typical examples may be: a sole owner adding their husband or wife; a parent adding their son or daughter; or, most commonly, someone being removed from the title when a couple separates. 

If there is a mortgage on the property, then there will be issues to deal with.  Perhaps the exisiting mortgage will be replaced by a new mortgage in the new names.  Perhaps the original lender will remain and will release one party from exisitng mortgage covenants or will join a new party into the mortgage obligations. 

Our expertise will guide you through. We deal with all types of transfers of equity, whether or not there is a mortgage involved, including freehold, leasehold and shared ownership properties.


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